Terms of Service (“ToS”)

Effective Date: [Date]
Last Updated: [Date]

Acceptance of Terms

By subscribing to and using “wen?” (the “Service”), you agree to these Terms of Service (“ToS”). If you do not agree, you must not use our services.

Description of Service

“wen?” provides crypto-related education, news, and discussions via a private Discord server on a subscription basis.

Eligibility

You must be at least 18 years old to subscribe. By signing up, you confirm that you meet this requirement.

Subscription and Payment
 •    “wen?” offers subscription-based access, billed on a recurring basis via Stripe.
 •    By subscribing, you authorize “wen?” to charge your payment method at the interval specified.
 •    You can cancel at any time, but no refunds are provided unless required by law.

Account and Access
 •    You are responsible for maintaining the security of your Discord and payment account.
 •    Sharing access to non-subscribers is prohibited and may result in termination.

Prohibited Conduct

You may not:
    •    Use “wen?” for illegal activities, including financial fraud or market manipulation.
    •    Harass, threaten, or spam other users.
    •    Share exclusive content outside of the server.

Disclaimers and Limitation of Liability
 •    “wen?” does not provide financial, investment, or legal advice.
 •    You use our service at your own risk.
 •    We are not liable for any financial losses resulting from reliance on our content.

Modifications to These Terms

We reserve the right to modify these ToS at any time. Continued use after updates constitutes acceptance of the new terms.

Contact Us

For any questions, email us at [your contact email].
[2:03 AM]
Privacy Policy

Effective Date: [Date]
Last Updated: [Date]

Information We Collect

We collect:
    •    Personal Data (name, email, payment details).
    •    Usage Data (IP address, device type, browsing activity).
    •    Third-Party Data (Stripe for payments, Discord for server access).

How We Use Your Data

We use your data to:
    •    Provide access to the subscription service.
    •    Process payments via Stripe.
    •    Improve user experience and support.

Data Sharing
 •    We do not sell or rent your data.
 •    We share data with Stripe (payment processing) and Discord (account authentication).

Your Rights
 •    You can request access, correction, or deletion of your data.
 •    If you wish to delete your data, contact us at [your email].

Security Measures

We implement security measures to protect your data, but no online service is 100% secure.

Contact Us

For privacy inquiries, email [your email].
[2:03 AM]
Refund & Cancellation Policy

Subscription Cancellation
 •    You may cancel your subscription at any time through your account settings.
 •    Upon cancellation, you will retain access until the end of your billing cycle.

Refunds
 •    Refunds are not provided unless legally required.
 •    In cases of billing errors, contact [your email] for review.

Payment Issues
 •    If a payment fails, access to the service will be suspended until resolved.

Contact

For refund or cancellation issues, email [your email].
[2:03 AM]
Subscription & Billing Agreement

Recurring Payments
 •    “wen?” operates on a recurring subscription model processed through Stripe.
 •    By subscribing, you authorize automatic billing to your chosen payment method.

Billing Cycles
 •    Payments occur [monthly/annually] on the same date each cycle.
 •    If a payment fails, Stripe will attempt to process it again before canceling access.

Price Changes
 •    Subscription prices may change. We will notify you [number] days in advance of any changes.

Disputed Payments
 •    If you dispute a payment, your access may be revoked pending resolution.

Contact

For billing inquiries, email [your email].
[2:04 AM]
Disclaimer & Liability Limitation

No Financial Advice

The content provided by “wen?” is for informational purposes only and does not constitute financial, investment, or legal advice.

No Guarantees
 •    We do not guarantee accuracy, reliability, or completeness of any content.
 •    Cryptocurrency investments are highly volatile and you assume all risks.

Limitation of Liability
 •    “wen?” is not liable for any financial losses resulting from your use of our content.
 •    In no event shall we be liable for more than your last paid subscription fee.

User Responsibility

You acknowledge that you are responsible for your own investment decisions.
[2:04 AM]
Community Guidelines

Be Respectful
 •    No harassment, discrimination, or hate speech.
 •    No personal attacks or threats.

No Spam or Scams
 •    No shilling, pump-and-dump schemes, or self-promotion without permission.
 •    No phishing, scamming, or fraudulent activities.

No Illegal Activity
 •    No discussion of illegal financial activities or market manipulation.

Moderation
 •    Mods can remove content or ban users who violate these rules.

Reporting Violations

If you see violations, report them to [contact method].

Implementation Instructions
    
Website Placement: Add links to these policies in the footer.
Checkout Page: Require users to agree to ToS and Privacy Policy.
Discord Rules Section: Pin or embed the Community Guidelines.